India bank EMI calculators
Pick an Indian bank to open an EMI calculator with its typical home loan rate filled in. Rates are repo-linked and move with RBI policy, so check the live card first.
What you'll learn:
- Typical rate bands at India banks
- Home, car and personal loan ranges
- Official rate sources to check
Market rate context
India banks
- SBI EMI calculatorHome Loan 7.25% to 8.55%. Car Loan 8.4% to 9.35%. Personal Loan 10% to 15%. Education Loan 9.4% to 9.9%.
- HDFC EMI calculatorHome Loan 8% to 13.45%. Car Loan 8.25% onwards. Personal Loan 9.99% to 24%. Education Loan 10.5% onwards.
- ICICI EMI calculatorHome Loan 7.55% to 10.05%. Car Loan 8.4% onwards. Personal Loan 9.99% to 16.5%. Education Loan 8.5% to 13%.
- Axis EMI calculatorHome Loan 8% to 9.1%. Car Loan 8.8% to 11.7%. Personal Loan 9.99% to 22%. Education Loan 13.7% to 15.2%.
- Bank of Baroda EMI calculatorHome Loan 7.45% to 9.2%. Car Loan 7.85% to 11.55%. Personal Loan 10.4% to 15.75%. Education Loan 7.1% to 10.15%.
- PNB EMI calculatorHome Loan 7.45% to 8.05%. Car Loan 7.85% to 8.95%. Personal Loan 10.5% onwards. Education Loan 7.1% onwards.
- Kotak EMI calculatorHome Loan 7.6% onwards. Car Loan 9% onwards. Personal Loan 10.99% onwards. Education Loan 11% to 16%.
- LIC Housing Finance EMI calculatorHome Loan 7.15% to 10.15%.
- Bajaj Finserv EMI calculatorHome Loan 7.25% to 10.25%. Personal Loan 10% to 30.5%.
- Canara Bank EMI calculatorHome Loan 7.15% to 10%. Car Loan 7.5% to 10.7%. Personal Loan 9.7% to 14.7%. Education Loan 7.25% to 10.1%.
SBI EMI calculator
HDFC EMI calculator
ICICI EMI calculator
Axis EMI calculator
Bank of Baroda EMI calculator
PNB EMI calculator
Kotak EMI calculator
LIC Housing Finance EMI calculator
Bajaj Finserv EMI calculator
Canara Bank EMI calculatorRates by loan type
- Home loan interest ratesEvery lender lowest first, with EMI, processing fee and public vs private averages.
- Car loan interest ratesEvery lender lowest first, with EMI, processing fee and public vs private averages.
- Personal loan interest ratesEvery lender lowest first, with EMI, processing fee and public vs private averages.
- Education loan interest ratesEvery lender lowest first, with EMI, processing fee and public vs private averages.
Bank vs bank
- SBI vs HDFC home loanTypical 7.75% against 8.5%, with fees, complaints and EMI on your amount.
- HDFC vs ICICI home loanTypical 8.5% against 9%, with fees, complaints and EMI on your amount.
- SBI vs LIC Housing Finance home loanTypical 7.75% against 7.6%, with fees, complaints and EMI on your amount.
- SBI vs ICICI home loanTypical 7.75% against 9%, with fees, complaints and EMI on your amount.
- SBI vs Bank of Baroda home loanTypical 7.75% against 8%, with fees, complaints and EMI on your amount.
- SBI vs PNB home loanTypical 7.75% against 7.75%, with fees, complaints and EMI on your amount.
- HDFC vs LIC Housing Finance home loanTypical 8.5% against 7.6%, with fees, complaints and EMI on your amount.
- SBI vs Axis home loanTypical 7.75% against 8.5%, with fees, complaints and EMI on your amount.
- HDFC vs Axis home loanTypical 8.5% against 8.5%, with fees, complaints and EMI on your amount.
- SBI vs Canara Bank home loanTypical 7.75% against 7.7%, with fees, complaints and EMI on your amount.
- ICICI vs Axis home loanTypical 9% against 8.5%, with fees, complaints and EMI on your amount.
- SBI vs HDFC personal loanTypical 11.5% against 12%, with fees, complaints and EMI on your amount.
- HDFC vs ICICI personal loanTypical 12% against 12%, with fees, complaints and EMI on your amount.
- SBI vs HDFC car loanTypical 8.75% against 9.25%, with fees, complaints and EMI on your amount.
Official sources
Use these primary pages to verify live bands and disclosure rules. Bank product cards change; always check the effective date on the issuer site.
- RBI notifications indexKey Facts Statement and retail-lending disclosure rules for rate, fees, and EMI.
- RBI (Pre-payment Charges on Loans) Directions, 2025When regulated lenders may not levy pre-payment charges on floating-rate individual loans for non-business purposes.
Last updated on Oct 10, 2026.