Bank EMI calculators
Pick a bank to open an EMI calculator with its typical rate filled in. Ranges are planning anchors, not live quotes, so check the lender's rate card.
What you'll learn:
- Typical rate bands by lender
- Home, car and personal loan ranges
- Official RBI and bank sources
Every bank page uses the same reducing-balance EMI math as the rest of this site. Change the rate to match your sanction letter, stress a floating reset, and compare total interest before you choose tenure. Each bank page cites that lender's public rate card plus the RBI rules that apply.
India
Typical home loan band: about 7.20% to 9.80% for mainstream floating home loans on public cards.Car and personal loans price higher, and your own rate depends on credit profile and lender.Learn more- SBI EMI calculatorHome Loan 7.25% to 8.55%. Car Loan 8.4% to 9.35%. Personal Loan 10% to 15%. Education Loan 9.4% to 9.9%.
- HDFC EMI calculatorHome Loan 8% to 13.45%. Car Loan 8.25% onwards. Personal Loan 9.99% to 24%. Education Loan 10.5% onwards.
- ICICI EMI calculatorHome Loan 7.55% to 10.05%. Car Loan 8.4% onwards. Personal Loan 9.99% to 16.5%. Education Loan 8.5% to 13%.
- Axis EMI calculatorHome Loan 8% to 9.1%. Car Loan 8.8% to 11.7%. Personal Loan 9.99% to 22%. Education Loan 13.7% to 15.2%.
- Bank of Baroda EMI calculatorHome Loan 7.45% to 9.2%. Car Loan 7.85% to 11.55%. Personal Loan 10.4% to 15.75%. Education Loan 7.1% to 10.15%.
- PNB EMI calculatorHome Loan 7.45% to 8.05%. Car Loan 7.85% to 8.95%. Personal Loan 10.5% onwards. Education Loan 7.1% onwards.
- Kotak EMI calculatorHome Loan 7.6% onwards. Car Loan 9% onwards. Personal Loan 10.99% onwards. Education Loan 11% to 16%.
- LIC Housing Finance EMI calculatorHome Loan 7.15% to 10.15%.
- Bajaj Finserv EMI calculatorHome Loan 7.25% to 10.25%. Personal Loan 10% to 30.5%.
- Canara Bank EMI calculatorHome Loan 7.15% to 10%. Car Loan 7.5% to 10.7%. Personal Loan 9.7% to 14.7%. Education Loan 7.25% to 10.1%.
SBI EMI calculator
HDFC EMI calculator
ICICI EMI calculator
Axis EMI calculator
Bank of Baroda EMI calculator
PNB EMI calculator
Kotak EMI calculator
LIC Housing Finance EMI calculator
Bajaj Finserv EMI calculator
Canara Bank EMI calculatorIndia official sources
- RBI notifications indexKey Facts Statement and retail-lending disclosure rules for rate, fees, and EMI.
- RBI (Pre-payment Charges on Loans) Directions, 2025When regulated lenders may not levy pre-payment charges on floating-rate individual loans for non-business purposes.
Last updated on Oct 10, 2026.